Running a business involves a lot of risks and uncertainty.
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Fire and Allied Perils:
Physical loss or damage to insured buildings, plant, machinery, fixtures, fittings and stock; arising from fire, lightning, explosion, storm, wind, water, hail or snow and impact damage.

Office Contents:
Physical loss or damage to contents of offices and consulting rooms.

Money:
Loss or Damage to money at the insured business premises or whilst in transit.

Glass:
Loss or damage to internal and external glass at the insured business premises.

Accidental Damage:
Accidental physical loss or damage to property at the insured premises arising from losses not otherwise insured.

Buildings Combined:
Physical loss or damage to building/s (usually less hazardous buildings e.g. flats, offices, schools, etc). arising from those perils mentioned under the Fire and Allied Perils policy; also including cover for loss of rent and property owners liability.

Business Interruption:
Loss following the interruption of business as a result of physical loss or damage insured under a material damage policy e.g. Fire and Allied Perils.

Accounts Receivable:
Uncollectable debit balances as a result of destruction of records and cost for reinstating records; arising from loss or damage as a result of accident or misfortune.

Burglary:
Loss or damage to contents within the building of the insured business premises, accompanied by forcible and violent entry into or exit from such building as a result of theft or attempt thereat following violence or threat of violence.

Goods in Transit:
Loss or damage while in transit to goods incidental to the insured business during the course of collection and or delivery.

Business All Risks:
Loss or damage to specified property (usually portable property e.g. laptops, tools, etc).

Contact

Raymond Dlamini
NNAC
Riaz Rajab
NNAC