Adding value, to Innovation

Our specialist value added underwriter, VAPS Insurance Underwriters (PTY) Ltd is an innovative niche Insurance Underwriter specializing in Value Added Insurance products. Their aim is to provide innovative Value Added Insurance products for insurance brokers and their clients. VAPS Insurance Underwriters (PTY) LTD is a South African company based in Gauteng and underwrites throughout South Africa.


VAPS product offering as follows:

Own Damage Excess Reducer
Theft / Hijack Excess Reducer
Third Party Excess Reducer
Mechanical Breakdown Towing
Penalty Excess Reducers
Loss of use
Credit Shortfall Cover
Cross Border Towing & Recovery
Pollution Liability Excess Reducer
GIT Basic Excess Reducer
GIT Theft / Hijack Excess Reducer
Windscreen Comprehensive Cover
Windscreen Excess Reducer
Deposit Protector